The Ghost Accounts: How Co-op Bank Insiders Turned Dormant Savings Into a Personal ATM

When Margaret Wanjiku last visited her late father’s Co-operative Bank branch in Kariobangi in early 2021, she was not expecting trouble. Her father, a retired civil servant who had died in 2018, had left behind a modest savings account, untouched, dormant, forgotten in the family’s grief. What she discovered instead was that the account had…

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